Turn Your Savings Into Real-Life Milestones
Ever dreamed of finally booking that long-awaited trip, upgrading to the latest gadget, or securing tickets for your favorite K-pop group’s concert? With Maya Personal Goals, these milestones don’t have to feel far off. As the #1 Digital Bank in the Philippines, Maya makes it possible for you to grow your money while staying on track with your goals—offering up to 8% interest per year on your savings.
Unlike traditional banks that limit your flexibility, Maya turns saving into an effortless, rewarding experience—all inside one app. Think of it as your virtual piggy bank, but with bigger returns.
Supercharged Savings, Your Way
1. Earn More as You Save More
Every goal account starts at 4% p.a. and grows every time you add ₱20,000. You can unlock boosted rates of up to 8% p.a.—a huge step up compared to most savings products in the country.
2. Save for Multiple Dreams at Once
Why settle for just one? With up to five goal accounts, you can save separately for travel, gadgets, concerts, or even your ultimate stan life. Each dream gets its own space inside the Maya app.
3. Flexible, No Hidden Fees
Maya Personal Goals removes the pressure of lock-in periods or penalties. You can access your money anytime—perfect for Filipinos who want both discipline and flexibility in their savings journey.
4. Safe and Secure Savings
Maya is BSP-licensed and PDIC-insured up to ₱1 million, giving you the peace of mind that your money is protected while it grows.
How to Start Saving with Maya Personal Goals
- Open the Savings tab in your Maya app and create a Personal Goal. Name it, set your target amount, and assign a due date.
- Fund it easily through Maya Savings, your Maya Wallet, or even other banks.
- Start earning immediately—₱1–₱20,000 earns 4% p.a. per goal.
Boost your rate as you save more—every additional ₱20,000 unlocks higher interest, up to 8% p.a. for deposits up to ₱100,000.
For many Filipinos, saving money feels like a struggle. But with Maya Personal Goals, you’re not just putting cash aside—you’re actively growing it. Whether it’s for small wins or big life milestones, Maya gives your savings the boost they need to turn dreams into reality.
If you’ve been looking for a smarter way to save, Maya Personal Goals might just be the game-changer you need. With flexibility, high interest, and digital convenience, this feature makes every peso work harder for you.
Ready to level up your financial game? Start setting your Personal Goals in the Maya app today!

