5 Reasons Smart Travelers Always Get Travel Insurance

Friday, October 24, 2025


Because Peace of Mind Is the Best Travel Companion

You’ve booked your dream destination, packed your bags, and counted down the days but even the most carefully planned trip can take an unexpected turn. From flight delays to lost luggage, surprises can happen when you least expect them, especially during the busy holiday season.

That’s why smart travelers always have one extra thing on their checklist: travel insurance. With the right coverage, you can explore the world confidently, knowing that you’re protected from financial stress and unexpected detours.

This year, BDO Insure is reminding Filipinos that a truly worry-free vacation starts with preparation. Here’s why travel insurance should be as essential as your passport and boarding pass.

1. Accidents and Illnesses Can Happen Anywhere

No one wants to get sick or hurt while traveling, but if it happens, travel insurance has you covered.

With BDO Insure, emergency medical coverage of up to ₱500,000 starts at just ₱350. You can also choose to upgrade your plan for pre-existing conditions or extreme activities like skiing, diving, or hiking, perfect for thrill-seekers and adventurers.

2. Flight Delays and Cancellations Are More Common Than You Think

Missed connections and last-minute cancellations are every traveler’s nightmare. Thankfully, insurance can help soften the blow.

If your flight is delayed for six hours or more, you can claim compensation. If your trip gets canceled, you may be reimbursed for non-refundable costs like prepaid airline tickets, hotel bookings, and transfers.

3. Plans Change — Sometimes Beyond Your Control

From family emergencies to extreme weather, life happens. When you’re forced to cut your trip short or cancel altogether, travel insurance ensures you don’t lose the money you’ve already spent.

BDO Insure’s plans can reimburse non-refundable expenses within your coverage limits giving you flexibility and peace of mind no matter what comes your way.

4. Luggage Issues Are All Too Familiar

Few things ruin a trip faster than missing luggage. If your baggage is delayed or damaged, travel insurance can cover essentials like clothes and toiletries so you can still enjoy your trip while waiting.

And if your suitcase is confirmed lost or stolen, you can claim the value of your belongings including passports, cameras, and electronics up to your policy’s limits.

5. You Get 24/7 Global Assistance

Whether you lose your passport in Paris or need to find a hospital in Bangkok, having 24/7 multilingual assistance can make a world of difference.

BDO Insure’s global hotline connects travelers to emergency support anytime, anywhere because peace of mind should never be out of reach.

Travel Smart, Travel Protected

Skipping insurance might save you a few pesos, but dealing with an emergency abroad could cost you thousands. With BDO Insure, travelers can choose budget-friendly packages from top providers tailored to every kind of trip from quick weekend getaways to long-haul adventures.

Throughout October, you can even score special discounts on travel insurance during the BDO Travel Sale online. And if you’re heading to Europe, BDO Insure offers Schengen Visa-compliant plans with COVID-19 coverage.

Your journey deserves protection. Secure your plans, safeguard your memories, and travel with confidence because when it comes to adventure, peace of mind should always come along for the ride.
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