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The holiday rush is officially here, and for many of us, that also means facing the yearly “anong ireregalo ko?” dilemma. Instead of going for the usual candles, mugs, or last-minute generic gifts, why not level up your Christmas giving this year? With Home Credit Philippines’ The Great Double Zero Festival, upgrading your gifts—whether for loved ones or even for your own home—just became surprisingly affordable.
Home Credit Makes Holiday Spending Lighter with Zero Downpayment & 0% Interest
Home Credit Philippines (HCPH), the country’s top consumer finance company, is making it possible to give bigger, more memorable gifts without the pressure of upfront costs. Through The Great Double Zero Festival, shoppers can bring home appliances, gadgets, and even laptops with zero downpayment, 0% interest, and installment plans of up to 24 months.
Whether you're eyeing a new fridge for the kitchen, a smartphone upgrade for the family group chat MVP, or a laptop for students and work-from-home warriors, you can now pay for them for as low as ₱20 per day.
Merrier Homes Start with Better Appliances From ₱25 per Day
If you’re planning to give a gift the whole household can appreciate, appliances are always a hit especially during the holidays. Home Credit lets you snag these home essentials for as low as ₱25 per day:
Condura 8.2cu ft Inverter Refrigerator
Freshness meets energy efficiency for only ₱25/day or ₱749/month for 18 months (SRP: ₱18,601)
Devant 55-inch 4K UHD Smart TV
Movie nights at home just got better only ₱30/day or ₱909/month for 18 months (SRP: ₱22,313)
Panasonic 8.6cu ft Inverter Two Door Refrigerator
A thoughtful upgrade for any family kitchen for ₱28/day or ₱839/month for 18 months (SRP: ₱20,600)
Budget-Friendly Gadget Gifts for as Low as ₱20 per Day
For tech-loving siblings, hardworking parents, or digital-savvy inaanaks, these gadgets deliver big joy without breaking your budget:
Vivo V50 Lite 4G
A sleek, stylish smartphone for only ₱20/day or ₱599/month for 18 months
(SRP: ₱13,999)
Xiaomi Redmi Note 14
A dependable everyday phone for ₱26/day or ₱769/month for 9 months
(SRP: ₱9,499)
Honor Pad 9 with Keyboard
A productivity-ready tablet for ₱26/day or ₱769/month for 18 months
(SRP: ₱17,999)
Laptops for Students & Professionals from Just ₱50 per Day
Holiday shopping is also the best time to give a meaningful upgrade to students and young professionals especially those who need reliable tech for learning, work, and side hustles.
Acer Aspire Lite
A great everyday laptop for ₱50/day or ₱1,499/month for 18 months
(SRP: ₱36,999)
Asus TUF A15
A performance powerhouse for ₱62/day or ₱1,869/month for 18 months
(SRP: ₱45,999)
Lenovo LOQ
A high-performance machine for ₱79/day or ₱2,359/month for 18 months
(SRP: ₱57,995)
Easy Application With Approval in as Fast as One Minute
The best part? You don’t need to go through a long process. Home Credit makes applying incredibly convenient:
- Present one valid ID
- Get approval in as fast as one minute (subject to eligibility)
- Shop in any of Home Credit’s 18,000+ partner stores nationwide
If you prefer a quicker checkout during mall trips, you can also get pre-approved through the Home Credit App on Google Play, App Store, or Huawei AppGallery.
The Great Double Zero Festival runs until December 31, 2025, giving you enough time to pick the perfect presents for your loved ones—and maybe a well-deserved upgrade for yourself.
Make Your Holidays Mas Bongga with Smart, Flexible Gift Options
This year, skip the predictable gifts and make way for meaningful surprises. With Home Credit’s flexible payment options, upgrading your holiday shopping is no longer a luxury—it’s now within reach. Give the kind of gifts that last long after the Christmas lights come down.
Want to explore more deals? Visit ShoppingMall.ph or download the Home Credit App for the latest updates and offers.