Maya Credit Card Cashback: How to Get 20% Back on Your Love Month Dinner Plans

Sunday, February 15, 2026


February fills up fast. Dinner reservations, late-night drinks, overdue catch-ups—it’s the one month when calendars feel a little more social.

If you’re already planning to dine out, the Maya Credit Card cashback promo adds extra value to those nights. This Love Month, cardholders can get 20% cashback on qualifying dining and bar spends when they pay using their Maya Bank credit card.

Here’s how it works and how to make the most of it.

What the Maya Credit Card Cashback Promo Covers

For restaurants, cardholders can enjoy:
  • 20% cashback
  • Minimum single receipt of ₱3,500
  • Cashback capped at ₱1,000

For bars:
  • 20% cashback
  • Minimum single receipt of ₱2,500
  • Cashback capped at ₱600

The concept is simple: enjoy your night out, and get a portion of your spend back.

Where You Can Use It: Manila’s Standout Dining Spots

The promo includes several well-known dining destinations across Metro Manila.

Fine dining favorites like Antonio's, Gallery by Chele, Toyo Eatery, and Hapag are part of the list.

For more intimate, chef-driven spaces, there’s Helm, Celera, and Den by Nikkei.

If your idea of romance includes steak and classic interiors, you’ll find options like Blackbird, Wolfgang's Steakhouse, Smith & Wollensky, Mamou Prime, and CRU Steakhouse included.

These aren’t casual quick bites. They’re places people usually save for birthdays, anniversaries, or special nights out.

And Yes, It Includes Manila’s Bar Scene

Love Month doesn’t always end with dessert.

The 20% cashback also applies to participating bars like Blind Pig, After Hours, El Gato, Three Dots, and The Opal Bar.

If your night out stretches past dinner, the savings continue—as long as you meet the minimum spend.

Because of the minimum spend requirement, this promo is more practical for shared meals or multi-course dining.

If you’re splitting the bill with friends, one person can pay using their Maya Credit Card and collect the cashback—then settle up afterward.

Beyond Cashback: Extra Rewards

On top of the 20% cashback:
  • Maya Black Credit Card users can earn up to 10x Maya Miles.
  • Landers Superstore Cashback Everywhere Credit Card holders earn 2% cashback points on eligible transactions.

That means you’re stacking rewards on an expense you were likely going to make anyway.

The goal isn’t to spend more. It’s to maximize value on meaningful nights out.

Is the Maya Credit Card Cashback Worth It?

If you’re planning a higher-end dinner or bar night this February, yes—it can significantly offset your total bill.

For example:
  • A ₱5,000 dinner could yield ₱1,000 cashback (cap applied).
  • A ₱3,000 bar tab could return ₱600 cashback (cap applied).

That’s meaningful savings, especially during a month when spending tends to spike.

Ultimately, the Maya Credit Card cashback promo works best for people who already value dining experiences and want a little extra back from their budget.

Because great nights out feel even better when the bill doesn’t sting the next day.
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