Comprehensive Protection: Exploring the Range of M Lhuillier Insurance Products


In an unpredictable world, safeguarding your financial future is paramount. M Lhuillier, a trusted name in financial services, extends its commitment to security through a diverse range of insurance products. From life to health and everything in between, M Lhuillier Insurance has you covered. Here's a list of insurance offerings provided by M Lhuillier, highlighting the key features that make them stand out in the competitive landscape.

Life and Non-Life Insurance for Peace of Mind

M Lhuillier understands the importance of securing the financial well-being of your loved ones in the event of unforeseen circumstances. Their life insurance policies offer comprehensive coverage, ensuring that your family is financially protected in your absence. With flexible premium options and various coverage levels, M Lhuillier makes life insurance accessible and tailored to your unique needs.

M Lhuillier has partnered with AIA Philippines, Paramount Life & General Insurance Corp., MAA General Assurance Philippines, Inc., and PhilLife Financials.

Health Insurance for a Healthy Tomorrow

Health is wealth, and M Lhuillier's health insurance plans are designed to preserve both. These plans cover a spectrum of medical expenses, in case of accident, including hospitalization, surgeries, and other healthcare needs. M Lhuillier prioritizes your well-being, providing affordable and customizable health insurance options that cater to different lifestyles and preferences.

For an affordable rate of only P150 for an adult ages 21-59, M Lhuillier's Dengue RX Insurance gives you a coverage of up to P30,000/year for hospital expenses reimbursement due to dengue. The annual premium for a child ages 0-20 is P500. This is bundled with a personal accident coverage of up to P10,000.

ER Guard and ER Guard Plus are emergency treatment and care insurance that is valid for one year and one time use only.

ER Guard is priced at P970 with coverage up to P20,000. This is an outpatient package which includes 

- Physician's Services- Emergency Room Fees
- Medicines used for immediate relief & during treatment
- Oxygen, intravenous fluids & blood products*
- Dressings, plaster casts, sutures, & other medical supplies
- Laboratory, X-ray, & other diagnostic examinations directly related to the emergency management of the patient
- Initial treatment of animal bites, cost of vaccines limited to passive & active vaccines for anti-tetanus, anti-venom, & anti-rabies**

ER Guard Plus is priced at P3,315 with coverage up to P50,000. It has the same outpatient services provided by ER Guard PLUS and inpatient care which includes

- Room & Board (Ward) accommodation in case of confinement due to emergency care, including the use of ICO, OR, Recovery, & Isolation Rooms
- Professional fees
- Standard Nursing fees
- Medication during confinement
- Blood product transfusions
- Oxygen & its administration
- Routine procedures
- Diagnostic procedures

* except gamma globulin, immunoglobulin
** initial treatment covered for the first 24hrs. from the time of bite subject to ABL; cost of vaccine up to ₱2500 as first dose only

If you wish to avail of a medical consultation without leaving the comfort of your home, Mediphone is the perfect virtual medicine assistance product for you. For only P250 and valid for a year, you are entitled to unlimited medical consultation via phone, chat, or app per month. It also Includes personal accident insurance coverage up to ₱25,000.

Personal Accident Insurance for Life's Uncertainties

In the hustle and bustle of our daily lives, unforeseen events can occur at any moment, often catching us off guard. Accidents can happen when we least expect them, causing not only physical and emotional distress but also financial burdens. Personal accident insurance serves as a crucial safety net in such situations, offering protection and peace of mind during life's unexpected twists and turns.

M Lhuillier's Family Protect, Pinoy Protect Plus, and Family Protect Plus focuses on providing financial support for the principal and their beneficiaries in the aftermath of an accident.

Vehicle Insurance for On-the-Road Security

Whether you're a seasoned driver or a new road enthusiast, M Lhuillier's vehicle insurance policies offer protection for your vehicle and peace of mind for you. These policies cover damages, theft, and liability, ensuring that you can navigate the roads with confidence. With various options for various types of vehicles, M Lhuillier's Comprehensive Motor Insurance is a reliable choice for every driver.

Travel Insurance for Wandering Wisely

Embarking on a journey, whether for business or leisure, is an exciting adventure filled with new experiences and discoveries. However, the unexpected can happen at any time, potentially turning your dream trip into a nightmare. This is where travel insurance comes to the rescue, offering a safety net that ensures your peace of mind while you explore the world. M Lhuillier's Global Travel Protect Insurance is an essential companion for every globetrotter.

This comprehensive cashless travel insurance package is set to redefine your travel experience. In collaboration with Ibero Assistencia of Spain, renowned for its global travel insurance solutions, Paramount GTP Premium ensures that wherever you go, medical and travel assistance are just a heartbeat away.

OFW Balik Manggagawa Insurance for our Modern Day Heroes

Working abroad as an Overseas Filipino Worker (OFW) is a courageous pursuit, but it comes with its own set of challenges and uncertainties. OFWs deserve comprehensive protection that extends beyond borders. Enter OFW Balik Manggagawa Insurance – a tailored safety net designed to safeguard the well-being and financial security of our modern-day heroes. 

Migrant Workers and Overseas Filipinos Act of 1995 where the Philippine Overseas Employment Administration (POEA) required all agency hired workers to be covered by a compulsory insurance policy to protect the welfare of our OFW kababayans.

M Lhuillier Insurance stands as a reliable partner in securing your future. With a commitment to providing accessible, customizable, and comprehensive insurance solutions, M Lhuillier ensures that you can face life's uncertainties with confidence. Explore their range of insurance products at and take the first step towards a more secure and protected tomorrow.