Smarter shopping made easier for Filipino families
Good news for budget-conscious shoppers! Home Credit Philippines, the country’s leading consumer finance provider, has once again partnered with SM Appliance Center to bring back the highly anticipated Grand Pay Hulugan promo. Running from August 1 to September 30, 2025, this exclusive sale gives Filipino families the chance to own their dream appliances with 0% interest installment plans, flexible terms, and exciting freebies.
With over 90 SM Appliance Center branches nationwide participating, this promo ensures that more households can enjoy premium appliances without breaking the bank.
Why Grand Pay Hulugan is a game changer
Home Credit’s Chief Marketing Officer, Sheila Paul, shared that the program was designed with Filipinos’ needs in mind.
“Grand Pay Hulugan is all about giving our customers the power to choose quality products from a trusted retailer like SM Appliance Center—and pay in easy, flexible terms,” she said.
Here’s what makes this year’s Grand Pay Hulugan stand out:
- Up to 40% OFF on select appliances
- 0% interest on all installment plans
- Flexible terms up to 18 months (and up to 24 months for select Samsung AV/TV models)
- No downpayment for existing Home Credit customers
- Nationwide availability across more than 90 SM Appliance Center branches
- Exclusive perks for Home Credit users only
What’s hot this season?
Shoppers can look forward to special deals on top appliance and electronics brands, including:
- Samsung – 55” Crystal UHD 4K Smart TV
- LG – 8.5kg Top Load Smart Inverter Washing Machine
- Panasonic – 1HP Split-Type Inverter Air Conditioner
- Skyworth – 55” QLED Google 4K TV (with FREE ₱500 McDonald’s gift certificates)
- TCL, Whirlpool, Condura, La Germania, and more trusted names
Whether you’re upgrading your living room setup, staying cool during the heat, or switching to energy-saving appliances, these deals make it easier to invest in quality without the financial strain.
Smarter shopping, better living
By combining SM Appliance Center’s premium products with Home Credit’s flexible financing, Grand Pay Hulugan creates the perfect opportunity for families to upgrade their homes responsibly. From entertainment to household essentials, this program ensures Filipinos can enjoy modern living while staying on budget.
Visit the nearest SM Appliance Center branch or check out their official website and Facebook page to see the complete list of offers. Promo runs until September 30, 2025—don’t miss it!