Managing money isn’t always easy—especially when it comes to credit. For many Filipinos, it’s either a lifeline in tough times or a source of endless bills and stress. But what if credit could actually work for you instead of against you?
That’s exactly what Maya, the #1 Digital Bank in the Philippines, is changing. Instead of offering one-size-fits-all loans or cards, Maya creates flexible tools that fit your lifestyle—whether you’re handling emergencies, planning for big purchases, or simply building a healthier relationship with money.
Here’s how Maya makes borrowing smarter, easier, and stress-free.
Quick Cash When You Need It Most
Emergencies don’t wait for payday, and that’s where Maya Easy Credit steps in.
- Get up to ₱30,000 revolving credit line instantly
- Enjoy up to 30 days repayment for what you actually use
- Skip the hassle of paperwork—everything’s inside the Maya app
It’s like having a financial safety net right at your fingertips.
Personal Loans Without the Overwhelm
Need more than just a short-term boost? Maya’s got your back with the Maya Personal Loan.
- Borrow up to ₱250,000
- Flexible repayment terms of up to 24 months
- No collateral required
Perfect for handling tuition fees, home repairs, or consolidating debt—without falling into the trap of unpredictable payments.
Credit Cards That Work Harder for You
Not all credit cards are created equal. Maya gives you options that reward smart spending.
Landers Cashback Everywhere Credit Card
- 5% cashback on Landers purchases
- 2% cashback on dining
- 1% cashback on other qualified transactions
Maya Black Credit Card
- Earn instant Maya Miles with every swipe
- Convert points into airline miles (starting with PAL!)
- Redeem exclusive rewards via the Maya app catalog
- Stylish design + practical perks
With Maya, every peso you spend has the potential to give something back.
Save While You Borrow
Here’s a game-changer: Maya doesn’t just let you borrow, it helps you save at the same time.
Inside the app, you can set up Personal Goals—up to five savings targets earning 4% interest per year. Whether you’re planning for tuition, a new gadget, or your next big trip, these goals help you stay prepared while keeping borrowing stress-free.
Why Maya Stands Out
At the end of the day, responsible borrowing isn’t about avoiding credit—it’s about using it wisely. With Maya’s tools, you get:
- Transparency (clear terms, no hidden catches)
- Control (manage everything in one app)
- Respect (products designed for real-life needs)
Maya is proving that credit doesn’t have to be a burden—it can be a stepping stone toward financial wellness.
Ready to take control of your credit game? Visit maya.ph or mayabank.ph to explore more. You can also follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok for updates.
Deposits are insured by PDIC up to ₱1 million per depositor. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph).