The holiday season is in full swing: crowded malls, jam-packed schedules, and nonstop group chat plans. Before the season sweeps you off your feet and your wallet, take a moment to get your finances in check. Think of this as your holiday financial tune-up, ensuring every peso works smarter and every purchase feels guilt-free.
With Maya, navigating the season’s spending frenzy doesn’t have to be stressful. Here’s how to make the most of your money this Christmas and New Year.
Lock in Your Budget and Your Goals
If your holiday budget is still a mental note, it’s time to make it official. Maya’s Personal Goals feature lets you set up to five savings targets perfect for gifts, Noche Buena, travel, or whatever your holiday plans include.
- Earn 4% interest per year right away, and up to 8% p.a. for deposits up to ₱100,000.
- No lock-ins or penalties your savings remain flexible.
Now your bonus or year-end pay can actually work for you instead of disappearing after the first shopping spree.
Treat Yourself Smart
Dining out, gifts, reunions—they all add up. With Maya, your spending pays you back:
- Maya Credit Card: Enjoy 20% cashback on dining, up to ₱1,000/month for a minimum spend of ₱2,500.
- Maya Black Credit Card: Earn Maya Miles on every purchase.
- Landers Cashback Everywhere Credit Card: Collect Landers points while checking off your gift list.
This way, your holiday treats don’t just satisfy your cravings, they reward your wallet too.
Tap to Pay: Your Holiday Superpower
Skip the QR scanning, OTP codes, and fumbling for cash. With Maya on Google Pay, you can pay with just a tap wherever contactless payments are accepted—coffee runs, groceries, airport shopping, bazaars—you name it.
- Every tap with your Maya Credit Card automatically earns instant Maya Miles or Cashback.
- Rewards stack up while you breeze through the holiday rush.
No stress, no lines, just a faster, smarter way to pay.
Keep Your Peace and Your Funds Intact
Your holiday schedule might be chaotic, but your money doesn’t have to be. The Maya app lets you track spending, savings, credit, rewards, and holiday cashback all in one place.
Bonus: Every ₱1,000 spent with Maya earns a raffle entry for a chance to win ₱1 million. Win it, and Maya doubles the prize so your bestie also gets ₱1 million. That’s a total of ₱2 million just by being smart with your spending this Christmas.
Make This Holiday Season Stress-Free with Maya
From budgeting to rewards, Maya gives you the tools to enjoy the holidays without financial headaches. Plan, save, spend, and earn all in one app.