Give your little ones a treat that lasts longer than candy
While kids are busy dressing up as superheroes and princesses this Halloween, there’s another kind of “treat” worth giving, one that helps them build smart money habits early. BDO Unibank invites parents to turn spooky season into a saving season with the BDO Junior Savers Account, a fun and easy way for children to start their journey toward financial independence.
A Magical Start for Young Savers
For kids aged 0 to 12 years old, the BDO Junior Savers Account offers a playful yet meaningful way to learn about saving money. Opening an account requires only ₱100, the same amount as a bag of Halloween treats but this one comes with lessons that can last a lifetime.
Each account comes with a passbook that feels like a colorful journal, encouraging kids to keep track of their growing savings. Adding to the excitement is Bud, a friendly “savings buddy” created by BDO to make the banking experience simple and engaging for kids.
Cora A. Mallillin, BDO Executive Vice President and Branch Banking Group Head, shared that Bud was designed to make financial learning more enjoyable.
“Bud helps kids understand the joy of saving and makes banking simple, easy, and fun for our Junior Savers,” she said.
All Treats, All Smiles, No Tricks Here!
Just like collecting candies, kids will love watching their savings grow over time. Every deposit brings a little surprise: interest that helps their money earn more, safely tucked away in the country’s most trusted bank.
As one proud 9-year-old saver said, “At the bank, my money earns extra!”
With BDO, parents can rest easy knowing their child’s savings are secure, insured by the Philippine Deposit Insurance Corporation (PDIC) for up to ₱1 million per depositor. That’s real-world financial security delivered in a way that’s simple enough for kids to understand.
Start Them Young, Start Them Smart
Teaching kids to save is one of the best gifts we can give them. With BDO Junior Savers, parents can turn small moments like receiving allowance or birthday money into big opportunities to learn about responsibility and goal-setting.
So this Halloween, skip the extra candy and give your child the sweetest treat of all: the power to save for their dreams.

