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5 Ways To Protect Your Online Banking Information

Tuesday, September 4


Are you into online banking?

Digitalization has certainly helped many young adults to manage their finances to keep pace with the demands of their active and busy lifestyles. From enjoying cashless transactions, to conveniently booking movie tickets and paying necessary bills, most of the millennials’ activities can now be done with just one click or tap on their smartphones.

As most banks now offer online banking, many Filipinos can experience transacting on-the-go or at the comfort of their homes. Unlike traditional banking, going online also provides you with an easier way to save and track where you are spending your money. 

But if you are hesitant to register your account in online banking because of security issues and concerns in the internet, here are some tips and tricks to help you keep your money safe from digital threats: 

Use personal devices and connections 

Bank details are personal information that should be known to no one else but you. And the best way to make sure that your account does not get compromised is by logging on using your own phone or laptop. You should also refrain from connecting using public Wi-Fis when you want to make an online transaction. Logging on to an unsecured network may expose you and your account to hackers.

Change your password regularly 

It is important to safeguard accounts with passwords to prevent any unnecessary threats. Make sure that your passwords are strong enough by incorporating a mix of lowercase and uppercase letters, numbers, and even special characters. Most online banking systems issue periodic reminders that account holders should regularly update their passwords to avoid breach of their accounts.

Avoid clicking suspicious emails 

Ever saw an email saying you won the lottery? Sounds tempting but do not fall for it, especially when it is asking for your personal details and card information. The best thing you can do is to ignore these spam messages or call your bank to confirm if they recently sent you the email.

Keep your apps and system up-to-date 

Make sure you have your antivirus software or firewall protection system turned on to keep your devices safe from various malware that could open access to your data. You should also update your bank’s mobile applications to ensure that you get the best and secure banking experience. 

Monitor your accounts and transactions 

Embrace the habit of checking your account balances regularly so you can immediate see if there are any suspicious transactions. By always reviewing your online statements, you can be sure that your financial accounts are in order.

And for most banks nowadays, you can enjoy features that keep your account from getting compromised. Just like with RCBC Online Banking and its special Card Lock and Unlock security feature that can safeguard your savings. This allows you to temporarily restrict withdrawal, point-of-sale purchase, fund transfer or online payment transactions on your debit or prepaid card when it is lost or stolen. You can also use this security feature anytime to prevent yourself from making impulsive purchases.

To activate the Card Lock and Unlock feature, you can simply log in to your RCBC Online Banking account and select Card Lock-Unlock feature on your account dashboard. You just need to slide the lock button and encode your card PIN to verify your action. After this, your account is now safely locked. Aside from this feature, RCBC also ensures the safety of your account with its secure servers that protect any sensitive data from viruses and malware that may expose your information. It also provides a one-time password which is sent to your phone every time you log in to RCBC Online Banking.

Enjoy simpler and safer banking with RCBC now. Visit https://www.rcbconlinebanking.com for more information on how to start!


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PESONet Makes Online Transactions More Convenient

Wednesday, August 8


Are you still paying your bills and doing bank transactions the traditional way? When the online payment facilities became available so many years ago, I too was a bit hesitant. I was worried about what would happen if the transaction failed. Another concern is the fees I have to pay. But the hassle of travelling to the bank and wasting my precious time waiting in line for a simple transaction made me try going online. I never looked back. Even my purchases are made online.

I must admit that I sometimes pay fees and charges that are a bit expensive. I also shoulder fees that should be solely paid by the sender. I am continuously looking for other online payment option.

I was invited to the PESONet Media Forum at Bangko Sentral ng Pilipinas last August 7, 2018. It was actually launched late last year and I was not really aware of this online cashless transaction facility.


 What is PESONet?

PESONet is a new electronic funds transfer service that enables customers of participating banks, e-money issuers or mobile money operators to transfer funds in Philippine Peso currency to another customer of other participating banks, e-money issuers or mobile money operators in the Philippines. ​

What are the BENEFITS?

What are the FEATURES?



PESONet makes financial institutions such as universal, commercial and thrift banks, and soon the non-bank electronic money issuers (EMIs) provide individuals and businesses with a platform they can conveniently, safely, speedily and affordably pay or transfer funds to recipients with accounts in other financial institution. Transactions can be done anywhere using any electronic device such as laptop, desktop, tablet and even mobile phone. Also, the beneficiaries receive the payments on the same day with NO FEES and NO DEDUCTIONS.

On the part of the sender, the fees are very minimal and sometimes none depending on the partner bank. For list of fees, click HERE.

To know more about PESONet, visit https://www.pesonet.info/

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How To Make $100 This Weekend Online

Thursday, June 28



I bet you spend more than 5 hours online just browsing your social media accounts. I think I spend around 15 hours. The difference between you and me, aside from the number of hours spent online, is that I earn.

Here are some ways you can earn money:

1. Answer paid surveys

I've been answering paid surveys online for almost 4 years already. I think this is the easiest way to earn money online. Legit survey websites don't ask you to pay anything. These are the two survey sites I participate:



2. Write articles

I started writing articles in 2006 and was paid $2 for a 150-word article. I don't own a blog back then. When I started my blog in 2013, more writing job came my way. I am now earning $50-$150 per article from direct offers. You can find writing opportunities at



3. Sell photographs

If you are into photography, you can earn money by selling your photographs online. I already have a few photos on the market and I am only using Sony Xperia Z1 phone. I recently purchased a Sony Alpha 6000 mirrorless camera to come up with more good quality photos. My photos are posted on



4. Sell stuff online

While I'm more of an online shopper than a seller, I also sometimes sell stuff online. I have an account at






Make use of the internet to your advantage. Why not create a video instead of just watching randomly on YouTube or sell stuff by creating a page on your Facebook? 

I've been working from home since 2008. Turning my back from the corporate was the best life-altering decision I've made. If you are just looking for extra income, check out the links I listed.



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Need Help on the Road?

Wednesday, June 6


Unexpected car breakdown means headache for a car owner. For female drivers, just the thought of having a flat tire can already cause anxiety. What more if a vehicle needs towing?

beepbeep.ph understands the pain points of every Filipino car owners. The country's premiere online destination for car owners and their car related needs, this 100% Filipino-owned company is the first of its kind in the Philippines.


beepbeep.ph is the most comprehensive online directory for car care and related services in Metro Manila. With over 150 million Pesos in funding and a listing of over 6,000 car care and servicing establishments, you won't need to waste time searching the internet for your car needs. 

Services offered:

  • Maintenance and mechanical repair
  • Wheels and tires
  • Car wash and detailing
  • Battery and towing
  • Insurance and LTO registration
  • Body repair, paint job, and wrap
  • Parts and accessories

Service Valet

beepbeep.ph also offers expert advice on car needs and emergencies as well as a booking system called Service Valet. Through the system, the client can schedule appointments for their car service needs with their preferred car care establishments. 

The Service Valet can be booked for either one way (pick up point to shop, or shop to delivery point) or round trip, definitely a first in the Philippines. The driver who will pick up your vehicle is employed with beepbeep.ph and you can track your vehicle so you need not worry. 



Road Side Assistance (RSA) Program


The Road Side Assistance Program assists motorists who encounter accidents or emergencies on the road.


  • no membership fees
  • available 24/7
  • payment options available


You can either call at (02) 541-9999 or fill-out the form and they will call you back.

Both Service Valet and RSA are made possible through beepbeep.ph's partnership with the biggest car dealerships in the country as well as the best specialized car service shops in the metro. Some of these partners include Mitsubishi, Honda, Ford, Hyundai, Chevrolet, Kia, Peugeot, and Suzuki.

Sign up now at https://www.beepbeep.ph/


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51Talk Takes Online Teaching To A New Level

Monday, December 12



Education has long been abuzz over the place of technology in learning. Educators may heard about online English teaching by now. However, not everyone may have considered it seriously because of the perception of it as a career not being worthy of our time or beyond our capabilities, or sometimes even as not being a real profession. It may also seem unworthy of any serious educators because of its informal learning context. The learning environment online and its very short lesson time that demands a great deal of concentration and focus are some of the things that may hamper one’s desire to teach English online.

But with careful reflection, however, it should become clear that despite the unfamiliar context, the platform and all the technical challenges that come with it, the fundamental teaching skill needed in online English lessons is still the same as in traditional teaching: to communicate clearly and effectively in order to help the student. The teaching steps may need to be more direct and concise because of time constraints, but the overall objective is still to get one’s student to successfully use what was learned and to communicate effectively with another person.

With today’s advancement in technology, it is time to think of teaching English online and take it to the next level. Teaching English online provides educator with an array of user-friendly tools. The definition of words unfamiliar to student is just a few clicks away, thanks to having a reliable dictionary Website open anytime during the lesson. The chat box or whiteboard replaces the traditional blackboard and comes with display capabilities that are a teacher’s dream. One can easily share pictures with a couple of strokes and clicks while still talking to the student online. If the classroom is a teacher’s stage, then online learning environment is but an extension of that stage, one that allows teacher/educator to do so much to help a student learn. 

Teaching English online is the wave of the future. Educators should recognize and embrace this new level, as it is all about teaching and learning effectively. This is where 51Talk comes in, as the company is the largest online English education provider in China and the Philippines and the first Chinese online Education company listed in the New York Stock Exchange (NYSE), under the stock symbol COE (China Online Education group).

For more information, visit www.51talk.com/ph


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Take Teaching To The Next Level

Saturday, June 18




Do you have a passion for teaching but somehow circumstances have hindered you from working like other traditional teachers? May be it's about time you explore the beauty of teaching online. I'm sharing with you an article written by Olive Coursolle, MFA; a 51Talk Chief Academic Researcher.
 
Education has long been abuzz over the place of technology in learning. As technology has become ubiquitous, however, the question is no longer whether it should be used in education, but how it can enhance a teacher’s skills.

Educators will definitely have heard about online English teaching by now, but may have never considered it seriously because of our preconceptions of it as not being worthy of our time, or being beyond our abilities. It may seem unworthy of any serious educator because of the informal learning context of an online English lesson. The learning environment online is one where the very technology that facilitates communication can also impede it, as anyone who has had Skype issues can tell you. On top of this, the online lesson is very short and therefore incompatible with lecturing, and demands a great deal of concentration and focus because of the requisite multitasking.

With careful reflection, however, it should become clear that despite the unfamiliar context and all the technical challenges that may come with it, the fundamental teaching skills needed in online English lessons are still the same as those needed in traditional ones: to communicate clearly and effectively in order to help a student. The steps may need to be more direct and concise because of time constraints, but the overall objective is still to get one’s student to successfully use what is learned to communicate effectively with another person.

It makes sense to think of teaching English online as the next level of teaching, then. If the classroom is a teacher’s stage, the online learning environment is but an extension of that stage, one that allows an educator to do so much more to help a student learn. This can initially take some more preparation than usual for a traditional lesson, but what professional teacher doesn’t prepare for a lesson, anyway?

Teaching English online provides an educator with a wide array of user-friendly tools that just need some getting used to. Definitions of words unfamiliar to the student can be searched for in a few seconds and given nearly instantaneously, for example. Once a teacher knows the best Websites to use for definitions, it’s only a matter of having a reliable dictionary Website open to be used during the lesson.

The chatbox or whiteboard replaces our blackboard and comes with display capabilities that are a teacher’s dream. We can easily share pictures or definitions with a couple of keystrokes and clicks. With enough practice, we can even do this while still talking to the student.

Teaching English online is the wave of the future. True educators will recognize and embrace this wholeheartedly because in the end, it’s all about the teaching and learning that happens, and not about the tools that are used. Being lifelong learners ourselves, let’s step up to the challenge of learning how to bring the heart and passion for English to the digital learning stage.

Passionate about education? Visit www.51talk.com/ph to take your teaching to the next level.


51Talk is the largest online English education provider in China. Operating internationally in multiple sites in China and overseas, 51Talk has millions of registered users and over 6,000 online English teachers.

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51Talk Awarded Best Online English Education Company

Sunday, May 22




Learning English Online is the most convenient way for non-English speaking people to learn without leaving the comfort of their homes. With so many online English school available, you have to make sure that you are enrolled at the best English education company.

51Talk, a leading multinational English-education company, received the “Best Online English Education Company” Award given by the Global Excellence Awards (GEA) and “Best Online English Learning Platform” by the Global Brand Awards (GBA) recently.

The GEA and the GBA, now on its 29th year, are two prestigious international citations recognizing corporate standards of excellence. Aside from the two awards, 51Talk was also declared “Best Online English Teaching Platform” (National Awards) by the Golden Globe Excellence Awards for Business Excellence (GGAABE) in recognition of 51Talk’s industry-leading innovation, professionalism, and overall excellence early this year.

51Talk is the leading online English education company in China and the Philippines, with more than 6,100 teachers in the Philippines and the highest number of online students in China. 51Talk helps Chinese students learn English through affordable lessons on its own platform, which enables students to select the best possible teacher for them in the Philippines for interactive one-on-one online teaching.

With several major offices and training centers across the country, 51Talk is certain to remain the largest, most stable, and most employee-friendly online English company in the country today. To support its growth, 51Talk is actively seeking to hire individuals who are passionate about teaching, intelligent, dynamic, enthusiastic, and innovative; regardless of experience or age, any applicant who meets these criteria has a place in the 51Talk family.

For those interested in teaching, regardless of their location in the Philippines, 51Talk’s unique teaching platform allows e-educators to work from their homes, choose their own schedules, participate in regular and continuous training, and have full access to the company’s online support and mentoring officers. These create positive lifestyle changes for 51Talk’s online English teachers. They have more time to spend with their family and enjoy a flexible work schedule and earn more.


Join the growing 51 Talk family, visit www.51Talk.com/ph for more information and details of how to apply.

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Tips on How To Teach English To Kids Online

Tuesday, May 10




Teaching kids is not the same as teaching adults, and teaching online is different from traditional classroom teaching. Handling kids in an online setting demands more creativity and energy; more effort is needed to capture and sustain their attention. It is for these reasons that many teachers find teaching English to kids online quite challenging. Below are some helpful tips from 51Talk online kids’ teachers:

1. Preparation is KEY. In order to teach kids effectively, you need to know the lesson topic and gather the pertinent teaching materials. Also, anticipate questions your student may ask.

2. Use teaching aids such as flashcards, puppets, picture books, toys, etc. These will help keep your student’s attention and eyes on the screen. Not only will young students enjoy the lesson, but their parents will also see how professional you are.

3. Enunciate. You should exaggerate the movements of your lips to say words. This is important because the students need a very good model of language use.

4. Make your movements big. Remember how actors on Sesame Street do it? In online teaching, your students will face many distractions. You need to ensure that they focus their attention on you as much as possible.

5. Entertain your students. Kids get bored. You need to be amusing and on your toes all the time. If you need to sing or dance, do so! Teaching will be much more fun, and it will create a closer bond between you and your student.

6. Be flexible. Know how to adapt to each student and use different teaching strategies. For example, for students who are visual learners, use more visual aids. For students who are musical, songs or dances may help you teach more effectively.

Armed with the tips above and with your passion for teaching, you will find teaching English to kids online more fun and enjoyable. When you see your students applying the lessons you have taught them, it leaves you overwhelming sense of fulfillment. 

If you are passionate about teaching English to kids online, visit  www.51talk.com/ph to apply.

51Talk is the leading online English education company in China and in the Philippines, with both the most customers and the largest foreign teacher number. 51Talk aims at providing a comprehensive, all-in-one online education platform through its unique foreign teacher 1 to 1 teaching model.


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Golden Globe Award For Business Excellence For 51Talk

Wednesday, April 27




51Talk recently received the Golden Globe Award for Business Excellence (GGAABE) for Best Online English Teaching Platform (National Awards, 2016).

Recognized for its excellence and innovation in the field of English Language Teaching (ELT),the company was nominated by an independent party for meeting the GGAABE criteria; the nomination was validated through market research conducted by National Data Research Examiner & Marketing Services, Inc.

Founded in 2007, the Golden Globe Annual Awards honors Philippines-based organizations that exhibit innovative business practices, deliver quality services, exemplify a reputable and ethical business image, display excellent value proposition, and provide a great work environment for its employees.

51Talk is the leading online English education company in China and in the Philippines, with both the most customers and the largest foreign teacher number. 51Talk aims at providing a comprehensive, all-in-one online education platform through its unique foreign teacher 1 to 1 teaching model. It’s a game changer in making online English learning accessible to all.

It is also the only education company that was part of the prestigious Deloitte Technology Fast 50 China list for 2015 and recommended by “Brand Story,” an influential feature show in China by CCTV, the national TV network.

In the Philippines, 51Talk continues growing its online teacher population. Aside from income opportunities, it also provides its teachers with the convenience of working from home and flexibility of work schedule. 51Talk takes care of the development and advancement of its teachers through regular and continuous trainings, full online support, and teacher conferences.

To learn more about 51Talk, visit www.51Talk.com/ph.


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Online English Teaching: A Noble Profession

Monday, March 28




Online teaching has become one of the most popular career nowadays. For example, in 51Talk, the country’s fastest growing online English Language Teaching (ELT) platform, there are currently about 6,000 online teachers and counting. As many may want to consider teaching online, one must understand that it is as noble as classroom teaching and as professional. 

Here are the most common myths and the actual truth about a craft that requires passion:

Myth #1: Teaching online does not require a lot of skill nor training.

Fact: While it is true that experience is not required for you to be an online English teacher, it is crucial that you develop the skills for it and receive substantial training. A person may have the gift for speaking well and confidently, but he or she may not necessarily have the capacity or demeanour to teach and listen patiently to students. You need proper training for you to have the right mind-set and develop the appropriate skill sets. In 51Talk, all the online teachers get thorough training — and it is not just a matter of knowing what and how to teach. The teachers are also taught how to motivate and encourage.

Myth #2: You can teach any way you want and do anything you want while teaching online. 

Fact: The skill level and learning pace and style of the student must come into consideration first. You can apply your own teaching style as long as it agrees with the appropriate teaching method. Moreover, you may not be physically with the student, but you must give your full attention to him or her. The student must never feel neglected.

Myth #3: Online teaching is not as in-depth as a personal or face-to-face tutorial. 

Fact: Online teaching does not make the lessons or your interaction with the student any less real or substantial. Provided that you use the appropriate tools, materials and teaching style, and display the right attitude, your online teaching can be just as in-depth and significantly productive as a face-to-face tutorial.

Myth #4: Online teaching becomes a drag eventually, because you end up doing the same thing over and over again. 

Fact: Online teaching is far from being a drag because as the students evolve and improve their skill, so do your own style and skills as well. Moreover, you need to regularly review and revise teaching materials to make them new and relevant. Lastly, there is also the immense fulfillment that you get whenever you see a student improve — that will never get old and boring.

Teaching online requires commitment, discipline, and effort, but it also promises personal and professional development and immense satisfaction. You can see for yourself how fulfilling it can be to teach online by joining 51Talk as a home-based or office-based teacher. Interested to teach with the best, visit www.51talk.com/ph.

51Talk is the largest online English education provider in China. Operating internationally in multiple sites in China and overseas, 51Talk has millions of registered users, over 6000 online English teachers.

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51Talk: Home-based Online Teachers

Monday, February 8


51 Talk home-based online teachers during the
“ Teachers’ Conference” held recently in Pasig City
Teach. Learn. Earn.

Are you tired of complaining about the traffic and wish you could just work from home?

51Talk capped its fourth year of operations in the country with a series of conferences for its home-based online English teachers. It is the biggest online English school in China and the Philippines, having the largest number of students in China and more than 5,000 home-based online English teachers in the Philippines. 51Talk helps Chinese students learn English through affordable lessons on its own online platform, which enables students to select the best possible teacher for them in the Philippines for interactive one-on-one online teaching.

It’s a game changer in making online English learning accessible to all, and this is where our Filipino 51Talk teachers take great pride in their work. They see that what they do is meaningful and fulfilling, that it can actually transform lives. Each teacher has a wonderful story to tell about how he or she has helped many students.

Take for example, 51Talk Teacher Crossing, 47, from Angeles City, Pampanga, played a key role in helping his student, 13-year old Gu, land second place in China’s "FLTRP Cup" National English skills competition. When students know how to write and speak English well, doors of opportunities open up in their career and personal lives. As such, they can be admitted to universities or work abroad. Teachers are instrumental to their students’ success – present and future. Indeed, teaching is one of the noblest professions.

It must be said, however, teaching is not as easy as it may sound. Having good English communication skills may not be enough, so 51Talk ensures that all of its teachers are always well-prepared to face and teach their students through regular trainings that continuously improve their teaching skills. While teachers work at home, they enjoy flexibility of schedule. They are able to take care of their family. They are provided with a dedicated support team who gives them full online support – this is very beneficial especially to newly joined teachers. For senior teachers, the top performers can be promoted to home-based online trainers. This is why in 51Talk, there is career and development for online teachers at all levels of experience.

The work has also made positive lifestyle changes for 51Talk teachers. Teacher Jollibelle, 31, from Batangas City, says,“What attracted me the most to becoming an online English teacher for 51Talk is the flexible time schedule which is very suitable for a full time mother like me.” Teacher Jollibelle works at home and no longer worries about commuting, traffic, and finding a nanny or leaving her baby in the care of others.

Teacher Marlon, 25, from Cebu City, shares, “My job before in a call center required me to work on graveyard shift. I kissed that goodbye when I moved to 51Talk as a home-based online teacher.” He also bade goodbye the high taxi fares he spent daily on going to work past midnight. “What’s more,” he adds, “I get to earn and save even more.”

51Talk teachers can earn more than an average full-time job’s wage. Top earners can earn as much as P80,000 a month when they take advantage of 51Talk’s incentive programs.

51Talk gives numerous income opportunities. The work is home-based, so no matter where you are, as long as you have a good Internet connection, a computer, webcam, and headset, then you are good to teach. Experience in professional English teaching is preferred. The essentials are a good command of English and a passion for teaching. Once you have these, 51Talk will help you polish your online teaching skills and start earning money from the convenience of your home.

Interested in becoming a 51Talk home-based online English teacher? 
Visit http://www.51talk.com/ph to apply.
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Attention Online Shoppers: Sign Up at SHOPBACK and Get Paid For Shopping

Wednesday, November 18



Are you into Online Shopping as much as I do?

Online shopping has become the most convenient way of buying. And to make it sweeter, you can earn up to 30% cashback when you shop online through ShopBack. You might be thinking, are you kidding me?! No, I'm not! 

The most popular cashback shopping website of Singapore and Malaysia is now in the Philippines. Just in time for your Christmas Shopping, your favorite online stores can be accessed under one roof via ShopBack and you'll get rewarded instantly when you purchase.




You might have already been shopping from these online stores but if you access these online stores through ShopBack, you'll get a cashback on top of the discounts they offer. It's a win-win deal!




The website is so easy to use. All you have to do is SIGN UP. SHOP. and GET CASHBACK.

Sign up HERE.




Make sure that you verify your account. A verification link will be sent to your email.




Browse through the categories and get the best deals and discounts from over 300 online stores receive a cashback on top of the discount. And there is no limit to the cashback you'll get. The more you shop, the more you save!





Click on my referral link to get you started

http://shopback.ph/r/tKZGOl

Sign up now and get a BONUS.




Happy Online Shopping!!!


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Work From Home, Freelancer, Online Job

Friday, April 3




Freelancers, Work from Home and Online Jobs are the current alternative for those who want to earn without the need to leave home. I worked in the usual 8-5 corporate setup for 10 years. The first five years were spent processing client investment accounts at a bank and the last 5 years I worked as a financial consultant.

When dealing with a two-hour commute from Antipolo going to work in Makati and another two hours going home became unbearable, I decided to settle as a full time housewife. Two months later, I got restless and felt useless. It was then that I started looking for other ways to work. 

I found out that there are thousands of online jobs available. I'm registered to various websites offering legit freelance work. I recently signed up at Raket.PH 

Want to try if online job suits you? Join me at Raket.PH and start enjoying working from home.

FREE sign up by clicking HERE 


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